In the Kvarner Gulf (also known as Kvarner Bay), off the northern Croatian coast

 "Now this is not the end. It is not even the beginning of the end. But it is, perhaps, the end of the beginning." -- Winston Churchill

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(just off the northern Croatian coast) The Kvarner Gulf (also known as Kvarner Bay) is found in the northern Adriatic Sea, between the Istrian peninsula and the northern Croatian Littoral mainland. One popular destination, the island of Rab has some of the most diverse landscapes in the Kvarner area, leading to its declaration as a geopark in 2008. The more densely populated southwest coast has pine forests and beaches, while the northeast coast is a windswept region with few settlements, high cliffs and a barren look. In the interior, fertile land is protected from cold winds by mountains, allowing the cultivation of olives, grapes and vegetables. The lovely town of Rab (featured here), is recognizable by its four bell towers and medieval walls. It's the main center of the island, and its streets and squares entice one to discover the rich culture and history. For a great view over Rab's rooftops, including all four bell towers, head to the northwestern corner of the Old Town and look for a small courtyard containing fragments of old monuments. (Stone stairs lead up to the walls where great images, like the one here, can be captured.)